| 8/3/2008 7:42:45 AM | Hey, It's Sunday..What are the plans? | |
ilovedoggies
Sarasota, FL
age: 49
| what exciting things are we all doing today??
Me...Just hanging out, nothing special, some errands and grocery shop  
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| 8/3/2008 7:43:29 AM | Hey, It's Sunday..What are the plans? | |
bertdcaveman
Norway, IA
age: 41
| Watch the cocrete dry have few beers. Tune boat for bash
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| 8/3/2008 7:48:03 AM | Hey, It's Sunday..What are the plans? | |
kfab1023
Jacksonville, FL
age: 52
| me I am sitting here thinking?????????????????????????????? I need some advice guys so here it is. OK I have this retirement account I set up when my husband died and I usually don't touch it BUT right now times are alittle rough so I was thinking that I could draw some out pay off the car and all the monthly bills you know the ones that once they are paid they are gone and OMG life would be great money wise for me no more struggles so what do you all think????????????????????????????????????????????????????
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| 8/3/2008 7:49:19 AM | Hey, It's Sunday..What are the plans? | |
bellav72
Albuquerque, NM
age: 36
| me I am sitting here thinking?????????????????????????????? I need some advice guys so here it is. OK I have this retirement account I set up when my husband died and I usually don't touch it BUT right now times are alittle rough so I was thinking that I could draw some out pay off the car and all the monthly bills you know the ones that once they are paid they are gone and OMG life would be great money wise for me no more struggles so what do you all think????????????????????????????????????????????????????
Pay off the car, then start putting money back in that account.. it will be a big burden off ur shoulders.. but text me later and i will tell u more
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| 8/3/2008 7:50:21 AM | Hey, It's Sunday..What are the plans? | |
ilovedoggies
Sarasota, FL
age: 49
| kfab..if its an IRA you will pay heavy for withdrawing before 59 1/2 yrs old 
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| 8/3/2008 7:51:01 AM | Hey, It's Sunday..What are the plans? | |
bertdcaveman
Norway, IA
age: 41
| Well kfab is there a penlty for early withdrawn. Go ahead and get car paid off and the knick knack bills gives you more to put in savings or checking every month so youll save more just to buy a caveman a present 
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| 8/3/2008 7:52:48 AM | Hey, It's Sunday..What are the plans? | |
kfab1023
Jacksonville, FL
age: 52
| Well kfab is there a penlty for early withdrawn. Go ahead and get car paid off and the knick knack bills gives you more to put in savings or checking every month so youll save more just to buy a caveman a present
hehe bert well I can pull a certain amount with no penlties and if I do this then I will be able to save money again and put more away as it is now it is really hard
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| 8/3/2008 7:53:38 AM | Hey, It's Sunday..What are the plans? | |
blondechick37
Industry, PA
age: 37
| kfab pay off your car... that way you dont have to worry about that anymore
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| 8/3/2008 7:55:34 AM | Hey, It's Sunday..What are the plans? | |
kfab1023
Jacksonville, FL
age: 52
| that is what I am thinking of course being Sunday I cant call them but shit losing sleep over this one
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| 8/3/2008 7:56:35 AM | Hey, It's Sunday..What are the plans? | |
magtag
East York, ON
age: 41
| me I am sitting here thinking?????????????????????????????? I need some advice guys so here it is. OK I have this retirement account I set up when my husband died and I usually don't touch it BUT right now times are alittle rough so I was thinking that I could draw some out pay off the car and all the monthly bills you know the ones that once they are paid they are gone and OMG life would be great money wise for me no more struggles so what do you all think????????????????????????????????????????????????????
Look at your interest rates. If the interest rates of the debt are much higher than the interest rates on the investment, you're probably better to pay off the debt which keeps getting higher due to interest. Having said that, you do want to re-contribute to your retirement savings on a go forward as well. Also keep in mind any tax implications that may come with taking money from your retirement investments. I'm not sure about US tax laws, but here, when you put money in retirement funds there is a tax shelter and you are hit with income tax if you take the money out. Look into that prior to taking any money out of your investments.
As for Sunday....just getting a final few things together around the house and heading out to the Niagara area for "Canal Days" in Port Colborne, Ontario. Spending the day and night there. There's a whole bunch of celebrations going on including a midway, tall ships, birds of prey, shopping, concerts and fireworks. It's a long weekend for us here, so no work until Tuesday! YAY!!! 
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| 8/3/2008 7:57:41 AM | Hey, It's Sunday..What are the plans? | |
bertdcaveman
Norway, IA
age: 41
| well Im sure your paying a higher interest rate on your car then what your gaining from your fund so withdrawn an amount that they wont penalize you and gget the car paid off then also treat yourself to something nice but not to much. Then watch the interest rates on short term CDs for a reinvestment. Or if your comfortable with it invest in the market
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| 8/3/2008 8:01:53 AM | Hey, It's Sunday..What are the plans? | |
kfab1023
Jacksonville, FL
age: 52
| well Im sure your paying a higher interest rate on your car then what your gaining from your fund so withdrawn an amount that they wont penalize you and gget the car paid off then also treat yourself to something nice but not to much. Then watch the interest rates on short term CDs for a reinvestment. Or if your comfortable with it invest in the market
most of my investments in this account are in the market rith now and I don't owe lot on the car but that is 450.00 a month and right now that is really killing me If I could get rid of that monthly bill I would be sitting good and could save again that is what scares me not having a savings to fall back on. And Bert would you like a NICE gift 
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| 8/3/2008 8:06:15 AM | Hey, It's Sunday..What are the plans? | |
bertdcaveman
Norway, IA
age: 41
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Sure you going to show up at my door wearing a Bow
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| 8/3/2008 8:10:05 AM | Hey, It's Sunday..What are the plans? | |
kfab1023
Jacksonville, FL
age: 52
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Sure you going to show up at my door wearing a Bow
red or black bow 
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| 8/3/2008 8:11:17 AM | Hey, It's Sunday..What are the plans? | |
bertdcaveman
Norway, IA
age: 41
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Well Oh crap I just lost all train of thought 
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